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There are many types of loans that a person can take out and use, Online payday loans (also called payday
Types of LoansThere are many different types of loans, and payday loans are just one type of loan. Other types of loans include:
Long-term loans: These are typically used for larger purchases like cars or homes. You need to have a good credit score and a stable income to qualify for a long-term loan.
Business loans: These are used to finance things like start-ups or new businesses. You need good credit and a good business plan to qualify.
Personal loans: These are used for everyday expenses like groceries, clothes, or furniture. You don’t need good credit to get a personal loan, but you do need an emergency fund in case you can’t pay back the loan.
How do Payday Loans Work?There are a lot of things that can vary when it comes to payday loans as opposed to other types of loans. For example, payday loans can be much more expensive and difficult to get than other types of loans. Keep reading to learn more about the different aspects of payday loans. When looking at payday loans, the first thing that you will notice is the high price tag. On average, payday loans are priced at around 100% APR. This means that for every $100 that you borrow, you will owe $100 back in interest and fees within two weeks. When compared to the rates of other types of loans, such as vehicle or personal loans, this is quite high. Additionally, many payday lenders do not offer interest-free periods. This means that even if you only have a short-term financial need, you will still be subject to high interest rates and fees.
Repaying your LoanAs soon as your loan is fully repaid, you will have completely paid back this type of loan. This is in contrast to other types of loans where you may still have a balance due. When it comes to payday loans, it’s important to repay them as soon as possible so you don’t get into any further debt. The interest rate on payday loans is usually quite high, and it can be difficult to pay them back quickly. If you can’t afford to repay your loan on time, you may have to consider a longer payment plan or a different type of loan.
There are many types of loans that a person can take out and use, Online payday loans (also called payday loans offered by online lenders like FlashApply) were introduced to fill the void for those people who need quick cash and prefer it to be paid back right away instead of delaying loans over a longer period. This article shall tell you all you wish to know about this short-term loan option.There are many different types of loans, and payday loans are just one type of loan. Other types of loans include:There are a lot of things that can vary when it comes to payday loans as opposed to other types of loans. For example, payday loans can be much more expensive and difficult to get than other types of loans. Keep reading to learn more about the different aspects of payday loans. When looking at payday loans, the first thing that you will notice is the high price tag. On average, payday loans are priced at around 100% APR. This means that for every $100 that you borrow, you will owe $100 back in interest and fees within two weeks. When compared to the rates of other types of loans, such as vehicle or personal loans, this is quite high. Additionally, many payday lenders do not offer interest-free periods. This means that even if you only have a short-term financial need, you will still be subject to high interest rates and chúng tôi soon as your loan is fully repaid, you will have completely paid back this type of loan. This is in contrast to other types of loans where you may still have a balance due. When it comes to payday loans, it’s important to repay them as soon as possible so you don’t get into any further debt. The interest rate on payday loans is usually quite high, and it can be difficult to pay them back quickly. If you can’t afford to repay your loan on time, you may have to consider a longer payment plan or a different type of loan. Overall, payday loans are not ideal for long-term use. They are best used for short-term needs, such as when you need money right away and can’t borrow from your bank or another source.
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Windows 11 Smart Layouts, Snap Layouts And Snap Groups Explained; How Do They Differ?
Windows 11, includes various new features for its users including multitasking ability, an improved version of Microsoft Teams, and gaming and Android apps support. One of the latest features also includes Snap Layouts and Snap Groups. This feature assists users in multitasking and organizing multiple window apps on the screen. With this feature, you can access several apps easily without excessive switching. We also explain what are Smart Layouts.
What are Snap Layouts in Windows 11?Snap Layouts, a Windows 11 feature, allows maximizing productivity with screen structuring on virtual desktops. They are flyouts that show multiple Snap layout options when you hover a mouse on the “Maximize” window button of the app window. But, the number of snap layouts available differ as to the display’s physical properties.
Ultra-wide displays have more options than traditional displays. To create a Snap Layout, you need to create a Snap group. You can then choose the apps in each box of the layout and adjust them as per your requirements.
How to create Snap Layouts in Windows 11?Follow the next steps:
First, open the programs that you want to work on.
You can then pull one window to the front of the screen. Hover the mouse to the Maximize button.
You can then see six layout options for use. These snap layouts include:
Two windows are placed at an even length.
Two windows with one bigger side.
Three windows that are vertical and are at an even length.
Four windows are placed in a grid format.
Three windows with one side large.
You can then choose the Snap layout as per your liking and tile the opened programs in each section of the selected layout.
With an organized screen, you can now easily access your apps.
What is Snap Groups in Windows 11?Snap Groups, a Windows 11 feature is a set of open programs, adjusted and saved in the Snap Layouts. You can see the app separately as well as in the layout, and the taskbar. Snap Groups help you to access multiple programs easily, increasing your work productivity.
Read: How to use Snap Bar in Windows 11.
What are Smart Layouts of Windows 11 Smart window features:
Helps restore Snap Groups with Snap Layouts.
Can arrange and adjust multiple apps on the screen, as well as save and restore apps anytime.
Can restore several browsers and tabs with respective URLs.
Remembers each app size and position on the window.
Can restore multiple MS Office files like Word, PowerPoint, Excel, etc.
Helps create and save Snap Groups on multiple displays and profiles.
Smart Layouts versus Snap LayoutsSnap Layouts helps you to organize multiple apps in the given layouts. It also provides access to a central interface with smooth switching in-between applications. You can also have a fish-eye view of the apps. But, please note that you cannot overlap one window over the other in Snap Layouts. The windows will resize and adjust accordingly.
Smart Layouts helps you restore Snap Groups at any given time. You need to save the screen configuration after creating Snap Groups. You can also create Snap Groups on multiple products and displays. You can manually arrange apps, overlap, and save the screen configuration that can be any time.
We hope that this guide will help you work with Snap Layouts and Smart Layouts.
What Is Reserve Battery Level? How Does It Differ From Critical Battery Level?
On a Windows 10 laptop, you must have seen battery level warnings. These notifications ask Windows users to save the work and shut down the computer or connect the laptop to a power source or change the battery. There are two types of warnings – Reserve Battery and Critical Battery. In this post, we will understand what they mean and the difference between them.
Reserve Battery Level vs. Critical Battery LevelThere are 3 Battery levels – Low battery, Reserve battery, and Crtical battery.
When the charge gets low, the battery icon in the notification area indicates a low-battery level. The default value is 10%. When your Battery charge is low, Windows 10 triggers the Battery Saver Mode.
When your battery charge reaches the reserve level, Windows notifies you that you’re running on reserve power. The default value is 7% (Or 9% depending on your make). At that point, you need to save your work, and then find an alternate power source or stop using the computer.
When your battery is almost out of power, the battery icon indicates a critical-battery level, and then your laptop goes into Hibernation. The default value is 5% (Or 3% depending on your make).
We will take a look at the following topics in this post:
What is Reserve Battery Level in Windows laptops?
What is Critical Battery Level?
Difference between Reserve Battery Level & Critical Battery Level
How to change the Reserve Battery Level in Windows 10?
1] What is Reserve Battery Level in Windows Laptops?Windows 10 OS marks a certain percentage of battery capacity as Reserve. When it reaches that level, it asks the end-user to start saving their work. It also kickstarts essential services to preserve the state of the computer. Low battery warning or Reserve Battery prompts the user to begin saving their work and switch to an additional power source.
2] What is Critical Battery Level?Critical Battery Level is where Windows 10 initiates a normal action like Sleep, Hibernate, or Shutdown depending on the settings. When the battery hits a certain percentage, it will not wait for the user, but instantly initiate one of the actions to safeguard any abrupt shutdown and data loss.
3] Difference between Reserve Battery Level & Critical Battery LevelI am going to draw an analogy here. Imagine your computer as a car and battery as your petrol tank. Reserve battery level is nothing but the reserve in your gas tank. You can use the gas in reserve to drive the car for some time, but not for long. Critical Battery level is when your gas tank is almost dry, and the vehicle shuts down the engine to safeguard it from damage.
4] How to change the Reserve Battery Level in Windows 10Windows 10 allows you to change the battery level percentage and what the laptop does then for both. The default percentage for Reserve Battery Level is 9%. If you have a laptop with higher battery storage capacity, then 9% means that you can use it longer compared to other laptops which have lesser battery capacity. E.g., 9% of 5000 mAh is greater than 9% of 3000 mAh capacity.
How to increase or decrease reserve battery to power options in Windows 10
Scroll down and expand the Battery section.
Locate the Reserve battery level and change the percentage to what you want.
Similarly, you can change the percentage for the Critical Battery Level
If you set the percentage to 0 or 1, you might not have enough time before the battery hits Critical Level which will shut down the computer or take appropriate action—Hibernate, Shut down, Sleep. Hibernation is the best option as it will be a lot faster, save your work and save battery for a longer duration.
Now that you have a clear understanding of both levels adjust it accordingly, make sure to save work, and shut down the computer timely. It’s not a good idea to drain the battery below 10% every time nor you should keep plugged in all the time.
Different Types Of Frames In Html & Types Of Frame Tags
Introduction to Html Frames
Html frames are useful at dividing the web page or the web browser into multiple sections; they separate sections then load differently.
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A-frame displays content independent of its container. Multiple frames form a collection and are known as a frameset. The arrangement can be considered similar to the orientation of rows and columns in a table. The frame tag has been deprecated in HTML5.
Each frame has a frame tag to indicate. The horizontal frame is defined by the row attribute of the frame tag, and the vertical attribute is defined by the column attribute of the frame tag in the HTML document. The same window in one frame might display a static banner, a second navigation menu, etc.
Syntax of FramesSimilarly, as we saw above, the attribute rows take the value in pixels, and they help at specifying the number and size of rows in a frameset.
Different Type of Frames in HTMLThe different and some commonly used attributes in the frame are attributes such as border, scrolling, src, name, etc.
Types of Frame TagFollowing are the different types of frame tags:
1. Col: The col attribute gives the vertical frames. The width, however, can be specified in 4 ways:
Pixels: absolute values can be mentioned in pixels. If we have to create three vertical frames, we can give the value: cols=”100,50,100”.
Percentage: The percentage of the browser window can be mentioned. If we have to create three vertical frames, we can give the value: cols=”40%,20%,40%.”
We can also make use of the wildcard here (*) and let the wildcard take the remaining of the window, which remains un-mentioned.
cols=”30%,*,30%”
Output:
2. Rows: The row attribute gives the horizontal frames. It specifies the rows in a frameset. If we have to create three horizontal frames we use:
Eg: Rows=”10%,80%,10%’.
We can also set the height of each row as we had done in the case of columns previously.
Output:
3. Border: It specifies the width of the border of each frame in pixels.
E.g., border=”4”. If border=”0”, it means there is no border.
4. Frameborder: If a three-dimensional border needs to be displayed between frames, then we use this attribute. The value which the attribute takes is either 1 or 0 ( Yes or No).
E.g.: frameborder=”0” means no border.
5. Framespacing: This attribute specifies the amount of space between frames in a frameset. Any integer value can be given here for this attribute.
E.g., framespacing=”12” means between the frames, there should be the spacing of 12 pixels.
There are 8 attributes that can be listed here in this section.
1. src: We provide the file name to this attribute that is supposed to be loaded into the frame. The value of this attribute can be any URL.
E.g., name=”abc.htm.”
3. frameborder: This attribute is specified to show if the borders are to be shown or not. The value takes up is 1 or 0 (Yes or No).
4. marginwidth: The attribute is helpful at specifying the width of the space between the left and right of the frame’s border and also the content of the frame. The value is given in pixel.
5. marginheight: The attribute is helpful at specifying the height of the space between the top and the bottom of the frame’s border and also the content of the frame. The value is given in pixel.
E.g., marginheight=”10”.
6. noresize: This attribute basically prevents the user from making any changes to the already present frames. In the absence of this attribute, any frame can be resized.
E.g., noresize=”noresize.”
7. scrolling: This attribute takes control of the appearance of the scroll bars, which are present on the frame. The value either a ‘yes, ‘no’, or ‘auto’.
E.g., scrolling=” no” means it should not have scroll bars.
8. longdesc: This attribute lets you provide a link to another page containing a long description of the content of the frame.
E.g., longdesc=”framedesc.htm.”
Frames and Browser SupportIt is a nice approach to put up a message in such scenarios for the user who use old browsers. Messages like “ Sorry! Your browser does not support frames.” to notify.
ConclusionFrame technology is not supported by quite a number of browsers these days. It is often noticed that the contents of the web page are not displayed properly for smaller devices. Anyway, it is good to have knowledge of what existed so that better models could be developed to be compatible with new technologies.
Recommended ArticlesThis is a guide to Html Frames. Here we discuss the different types of Frames in HTML and the Types of Frame Tag with Frames and Browser Support. You may also look at the following article to learn more –
Other Than Playing Games, How Do You Spend Your Free Time Online?
The Internet has completely changed our lives, from one end to another. Everything we do is different. We do our jobs differently than we would have twenty, thirty years ago. And we also do things at home differently.
That brings us to our question this week. We know a lot of people play games online, but other than that, what do you do to spend time and relax online? Social networking? Shopping? Watching entertainment? Reading news? Reading tech help sites? We asked a few of our writers this week, “Other than playing games, how do you spend your free time online?”
Our OpinionWe found that everyone spends their time differently. Derrik does many different things with his free time online. He likes to watch YouTube videos as much as he likes working on his own YouTube channel. He also likes to browse and keep up with reddit, Tumblr, and Twitter.
Ada doesn’t play online games but spends most free time browsing, noting “I usually do some sort of research.” With an ongoing home improvement project, “I am constantly looking for stuff and info about remodeling, home repairs, etc.,” not to mention recipes, health info for elder neighbors, and pet info for friends who don’t know English.
Simon gets very social in his free time. “I have a great group I keep in contact with with members from around the world, and it’s always fun.” Additionally he enjoys watching streaming content “from competitive games to someone working on an art project.” He finds that it makes great background sound while he gets other things done, so maybe that’s not just his free time.
Phil explains he doesn’t “want” to spend all his free time on Facebook, “but for some bizarre reason that’s the platform I use to publish my every harebrained passing thought.” He blogs on the social network to a restricted audience of invited friends and family. “It’s like the worst magic show put on by adoring parents for their snotty eight-year-old kid and everyone golf claps,” he jokes. He wishes he had more time for it, but he does spend a little time collecting things he would like to make in the future.
As for myself, like Phil I do a fair amount of Facebook, but I don’t really consider that free time, as it’s not “extra.” It’s just built into my daily life. And what complicates it for me even more is that my work time blends in with my free time. Along with writing and editing tech, I also write and edit entertainment. So every TV and movie I watch becomes work, and my research I do in entertainment news is actually what I would do if I wasn’t working. So I don’t have “real” free time often, but when I do I enjoy shopping on a resale site/app called Poshmark. There are great deals there!
Your OpinionDo you spend your free time online the same way our writers do? Do you spend it on social networking, researching, streaming, reading, and shopping? Or do you have other things you like to do in that found free time? Other than playing games, how do you spend your free time online?
Laura Tucker
Laura has spent nearly 20 years writing news, reviews, and op-eds, with more than 10 of those years as an editor as well. She has exclusively used Apple products for the past three decades. In addition to writing and editing at MTE, she also runs the site’s sponsored review program.
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Types Of Graphs With Examples
A graph is a non-linear data structure that consists of vertices and edges. The vertices contain the information or data, and the edges work as a link between pair of vertices.
Graphs can be of multiple types, depending on the position of the nodes and edges. Here’re some important types of Graphs:
Directed GraphThe edges of the Directed Graph contain arrows that mean the direction. The arrow determines where the edge is pointed to or ends.
Here’s an example of the Directed Graph.
Directed Graph
We can go from Node A to D.
However, we can’t go from node D to node A as the edge points from A to D.
As the Graph does not have weights, traveling from vertex A to D will cost the same as traveling from D to F.
Undirected Graph
Undirected Graph contains edges without pointers. It means we can travel vice versa between two vertices.
Here’s a simple example of the undirected Graph.
Undirected Graph
In the above Graph,
We can move from A to B
We can also move from B to A
Edges contain no directions.
It’s an example of an undirected graph having a finite number of vertices and edges with no weights.
Weighted GraphGraph that contains weights or costs on the edges is called a weighted Graph. The numerical value generally represents the moving cost from one vertex to another vertex. Both Directed and Undirected Graph can have weights on their edges.
Here’s an example of a weighted graph (Directed).
Directed Graph with weight
A to B, there’s an edge, and the weight is 5, which means moving from A to B will cost us 5.
A point to B, but in this Graph, B has no direct edge over A. So, we can’t travel from B to A.
However, If we want to move from A to F, there are multiple paths. The paths are ADF, ABF. ADF will cost (10+11) or 21.
Here, the path ABF will cost (5+15) or 20. Here we’re adding the weight of each edge in the path.
Here’s an example of an Undirected Graph with weights:
Undirected Graph with weight
Here, the edge has weight but no direction. So, it means traveling from vertex A to D will cost 10 and vice versa.
Bi-Directional GraphBi-directional and undirected graphs have a common property. That is
Generally, the undirected Graph can have one edge between two vertexes.
For example:
Here, moving from A to D or D to A will cost 10.
In a Bi-Directional Graph, we can have two edges between two vertices.
Here’s an example:
Bi-Directional Graph
Traveling from A to D will cost us 17, but traveling from D to A will cost us 12. So, we can’t assign two different weights if it is an undirected graph.
Infinite GraphThe Graph will contain an infinite number of edges and nodes. If a graph is Infinite and it’s also a connected graph, then it will contain an infinite number of edges as well. Here, the extended edges mean that more edges might be connected to these nodes via edges.
Here’s an example of the infinite Graph:
Infinite Graph
Null GraphNull Graph contains only nodes or vertices but with no edges. If given a Graph G = (V, E), where V is vertices and E is edges, it will be null if the number of edges E is zero.
Here’s an example of a Null Graph:
Null Graph
Trivial GraphA graph data structure is considered trivial if only one vertex or node is present with no edges.
Here’s an example of a Trivial Graph:
Multi GraphA graph is called a multigraph when multiple edges are present between two vertices, or the vertex has a loop. The term “Loop” in Graph Data Structure means an edge pointing to the same node or vertex. Multigraph can be directed or undirected.
Here’s an example of a Multi Graph:
There’re two edges from B to A. Moreover, vertex E has a self-loop. The above Graph is a directed graph with no weights on edges.
Complete GraphA graph is complete if each vertex has directed or undirected edges with all other vertices.
Suppose there’s a total V number of vertices and each vertex has exactly V-1 edges. Then, this Graph will be called a Complete Graph. In this type of Graph, each vertex is connected to all other vertices via edges.
Here’s an example of a Complete Graph with five vertices:
You can see in the image the total number of nodes is five, and all the nodes have exactly four edges.
Connected GraphA Graph is called a Connected graph if we start from a node or vertex and travel all the nodes from the starting node. For this, there should be at least one edge between each pair of nodes or vertices.
Here’s an example of a Connected Graph:
Here’s some explanation of the above Graph:
Assuming there’s no edge between C and F, we can’t travel from A to G. However, the edge C to F enables us to travel to any node from a given node.
A complete Graph is a Connected Graph because we can move from a node to any other node in the given Graph.
Cyclic GraphA graph is said to be cyclic if there are one or more cycles present in the Graph.
Here’s an example of a Cyclic Graph:
Here, vertex A, B, and C form a cycle.
A graph can have multiple cycles inside it.
Directed Acyclic Graph (DAG)A Graph is Called Directed Acyclic Graph or DAG if there’re no cycles inside a graph. DAG is important while doing the Topological Sort or finding the execution order. DAG is also important for creating scheduling systems or scanning dependency of resources etc. However, the above Graph above doesn’t contain any cycle inside.
Here’s a simple example of a Directed Acyclic Graph (DAG):
Cycle GraphCycle Graph is not the same as the cyclic Graph. In Cycle Graph, each node will have exactly two edges connected, meaning each node will have exactly two degrees.
Here’s an example of a Cycle Graph:
Bipartite GraphThese kinds of Graphs are special kinds of Graph where vertices are assigned to two sets.
Bipartite Graph must follow the rule:
Two sets of vertices should be distinct, which means all the vertices must be divided into two groups or sets.
Same set Vertices should not form any edges.
Euler GraphA Graph Data Structure is said to be an Euler Graph if all the vertices have an even-numbered degree. The term degree of vertices means the number of edges pointing to or pointing out from a particular vertex.
Here’s an example of a Euler graph:
All the vertices have even degrees. Vertex A, D, E, and H have two degrees. Here, node C has four degrees, which is even.
Hamilton GraphHamilton Graph is a Connect Graph, where you can visit all the vertices from a given vertex without revisiting the same node or using the same edge. This kind of Connected Graph is known as the “Hamilton Graph.” The path you visit to verify if the given Graph is Hamilton Graph or not is known as Hamiltonian Path.
Here’s a simple example of a Hamilton graph:
In this image, we can visit all the vertices from any node in the above Graph. One of the paths can be A-D-C-H-B-E. It’s also possible to find a Hamilton Cycle. Hamilton Cycle starts and ends at the same vertex. So, the Hamilton Cycle will be A-D-C-H-B-E-A.
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