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Apple Pay has officially expanded to Ireland today for customers of KBC and Ulster Bank, two of the country’s big four banking institutions. The service also works with EU’s Boon prepay system tied to MasterCard. Irish customers who register their Visa or MasterCard credit or debit cards via the Wallet app can start using the service to pay securely for goods in “tens of thousands” of stores, including Aldi, Boots, Burger King, Harvey Norman and Lidl.
Apple Pay is also supported in compatible apps and on some websites. The Cupertino company has added related Apple Pay details to its regional website in Italy, signaling an imminent launch in the 60 million people market. Also, major banks have recently gained regulatory approval to launch Apple’s payments service in Taiwan.
“We ultimately want to bring Apple Pay to as many users in Ireland as possible,” Jennifer Bailey, Apple’s chief of Apple Pay, told The Independent. “But even if your primary bank isn’t involved today with Apple Pay, you can still use Apple Pay with Boon prepay.”
Boon prepay is a European service designed to permit customers to conduct transactions at point of sale terminals that accept MasterCard contactless payments.
Irish customers should check out the localized Apple Pay mini-site for further information, including the list of eighteen retailers and ten featured apps that accept Apple Pay at launch.
According to a report in Focus Taiwan, seven major banks in Taiwan have recently obtained permission from the country’s Financial Supervisory Commission to offer Apple Pay when the service rolls out there.
TUTORIAL: How to use Apple Pay
As of January, the seven banks—Taipei Fubon Commercial Bank, Cathay United Bank, E. Sun Commercial Bank, Taishin International Bank, CTBC Bank, First Commercial Bank and Union Bank of Taiwan—had issued 25.4 million credit cards, or 62 percent of the Taiwan’s total.
Apple’s Taiwanese website has listed Apple Pay as “coming soon” since February.
Beyond Taiwan, the mobile payments service is expected to launch in Germany and Italy in the near future as the iPhone maker recently added complete translations of Apple Pay support documents to its German and Italian websites.
Apple Pay in Italy will support Boon, UniCredit and Carrefour Banca at launch.
Apple Pay is available on iPhone SE, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone 7 and on iPhone 7 Plus. The service can be used with iPhone 5 or later when paired with your Apple Watch. Making payments in apps and on the web is supported with Apple Pay across compatible iPhone, iPad and MacBook devices.
TUTORIAL: How to remove credit cards from Apple Pay
Apple’s support document for U.S. users was updated today with a list of more than two dozen additional banks and credit unions that now accept payments via Apple Pay:
Alliance Bank
Bank of Washington
Elkhorn Valley Bank & Trust
First Community Credit Union(MO)
First National Bank of Elkhart
Highland Bank
IU Credit Union
Marquette Bank
OAS Staff Federal CreditUnion
Ohio University Credit Union
Plus4 Credit Union
Reliance Bank
The Conway National Bank
The Farmers & MerchantsState Bank
Town & Country Bank andTrust Co.
And in Japan, the service now supports the following banks and card issuers:
American Express
APLUS
Cedyna Financial Corporation
Epos Card
JACCS
LIFECARD
POCKET CARD
YJ Card Corporation
Apple Pay is now available in fourteen countries following the addition of Spain last December and New Zealand and Japan in October of last year. The iOS Feature Availability webpage provides an up-to-date list of Apple Pay markets.
Source: Apple
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Apple Launches Emergency Sos Via Satellite In The Us And Canada
In addition, Apple has confirmed that Emergency SOS via satellite will be available in December in France, Germany, Ireland and the United Kingdom.
What’s happening? On November 15, 2023, Apple’s Emergency SOS via satellite feature launched on the iPhone 14 family in the United States and Canada.
Why care? Because this feature could potentially save your life should you ever find yourself in a dire situation with no network coverage.
What to do? Read our tutorial to learn how to use Emergency SOS via satellite.
Emergency SOS via satellite launches in US and CanadaThe satellite then sends the message down to custom ground stations located at key points all over the world, which take it from there. In case the closest emergency services location is unable to receive text messages, your message is then routed to one of the relay centers with Apple-trained emergency specialists.
The service, Apple explains, lets emergency services call centers connect to even more users in emergency situations. It requires no additional software or protocols to enable communications. Aside from texting emergency services, this feature also supports updating your location via satellite in the Find My app.
Coming soon to France, Germany, Ireland and the UKAccording to an announcement in the Apple Newsroom, Emergency SOS via satellite will arrive in Germany, France, Ireland and the United Kingdom in December.
In the US and Canada, this feature is free for the first two years from the iPhone activation. After that, you’ll need to subscribe to continue using Emergency SOS via satellite. Apple will reveal pricing information at a later stage.
How to use Emergency SOS via satelliteThere’s no special app or button for invoking Emergency SOS via satellite. Instead, you’ll see a prompt on your iPhone whenever you try to make an emergency call in an area without any Wi-Fi connectivity or cellular coverage. Touch the green button labeled “Emergency Text via Satellite” on the calling screen to start using the feature. Read: How to set up and use Emergency SOS on Apple Watch
Press and hold the power button and one of the volume buttons until the Emergency SOS slider appears, then drag it to call a local emergency service.
The regular call should fail and you should see a No Connection message at the top. Now touch the button labeled Emergency Text via Satellite. Alternatively, you can text 911 or SOS in the Messages app, then choose Emergency Services.
Now touch the Report Emergency option.
Answer a few questions to describe your situation as accurately as possible.
Follow onscreen tips to connect your iPhone to a satellite.
After you’re connected, continue following these prompts to maintain connection so the message can go through.
Emergency SOS via satellite is supported on the iPhone 14, iPhone 14 Max, iPhone 14 Pro and iPhone 14 Pro Max models with iOS 16.1 and later. It’s unsupported on the iPhone 14 units sold in mainland China mainland, Hong Kong and Macao.
Apple has provided a built-in demo so that people can test satellite connectivity on their iPhones by connecting to a real satellite in range without actually calling emergency services. Read: How to set up your emergency contacts on iPhone
Alchemy Pay Ramps Bring Easy Onboarding And Pay
Alchemy Pay (ACH), one of the world’s leading crypto payment providers, has announced the forthcoming release of its ramps that will allow easy access to crypto and Web3 services to users all around the world. The ramps are easily integrated on platforms such as DeFi protocols, NFT marketplaces, and metaverse virtual worlds, and enable the direct purchase of crypto via credit and debit cards, mobile wallets, and bank transfers. Through its remittance partners, Alchemy Pay’s ramps also facilitate convenient offboarding from crypto to fiat with remittance capabilities to bank accounts in nearly 100 fiat currencies.
With its impressive network of global acquirers and remittance firms, Alchemy Pay now boasts over 300 fiat payment channels worldwide. Founded in Singapore in 2023, its strength in Southeast Asia is evidenced by its integration of countless popular local mobile wallets in the region where alternative payment methods and cryptocurrency are both experiencing the highest adoption rates globally.
Alchemy Pay’s founding team’s experience in the traditional finance and fintech payments space has long enabled it to gain acquirers where its competitors have struggled. Over the past 12 months though, it has also formed strong partnerships and payment integrations with leading blockchain networks such as Polygon, Avalanche, Algorand, and VeChain. It also forged the creation of the Blockchain Infrastructure Alliance alongside these networks, and many more, to create synergies between members across all areas of blockchain technology.
As a result, the industry expects Alchemy Pay to integrate its crypto ramps on a large scale across multiple platforms and DApps in Q3 and Q4 this year. The ramps allow users to maintain custody of their funds while participating in Web3 DApps and services. The partnerships with leading security firms provide their ramps with the highest standards of fraud prevention, chargeback protection, and KYC and AML processes.
John Tan, CEO of Alchemy Pay, said, “For a long time, the gap between fiat and crypto has been the main obstacle to Web3 and crypto adoption. Direct fiat payments are crucial for bringing users into DApps. The ability to onboard users to platforms via a variety of global and local payments, and then offer the chance to cash out again makes for a seamless, user-friendly experience. We are expecting to make a huge impact on the Web3 movement with these ramps.”
The Singapore-based company launched its crypto acceptance system which is now used by over 2 million online and in-store merchants in 70+ countries. The system’s payment channels and remittance capabilities are now proving to be a solid foundation for the pivot to use for Alchemy Pay’s ramps.
About Alchemy Pay
Alchemy Pay is a payment solutions provider that seamlessly connects fiat and crypto economies for consumers, merchants, and developers. It provides merchants with convenient crypto acceptance and makes crypto and Web3 services highly accessible. Alchemy Pay is supported in 70+ countries with 300+ payment channels and has touchpoints with 2 million merchants. Its ramp plug-ins will be integrated onto Web3 and crypto platforms for D2C onboarding and offboarding. ACH is Alchemy Pay’s ERC20 utility token issued on the Ethereum blockchain.
Website： alchemypay.org/
Telegram： t.me/alchemy_official
Apple Watch Blood Sugar Measurement Coming In Series 7, Claims Report
A Korean report claims that an Apple Watch blood sugar sensor will be included in the Series 7 device, when it is launched later this year.
With health applications a major selling point of the Apple Watch, it has long been expected that the Cupertino company would want to expand its medical capabilities …
BackgroundWhen Apple first launched the Apple Watch, the company primarily marketed it as a convenient way to view and respond to notifications. It fairly quickly became apparent, however, that it was the health and fitness features which were driving sales, and Apple adapted its messaging and product development focus accordingly.
CEO Tim Cook had initially suggested that the company would be cautious in adding medical capabilities to the watch, as it feared that the need for FDA approval could hold back innovation.
We don’t want to put the watch through the Food and Drug Administration (FDA) process. I wouldn’t mind putting something adjacent to the watch through it, but not the watch, because it would hold us back from innovating too much, the cycles are too long. But you can begin to envision other things that might be adjacent to it — maybe an app, maybe something else.
Responding to customer demand, however, Cook changed his mind. The company added ECG functionality to the Watch in 2023, including Afib detection – and last year saw blood oxygen saturation added to the capabilities of the Series 6.
Apple Watch blood sugar sensorA blood sugar sensor would be an obvious next step. The American Diabetes Association estimates that more than 10% of Americans have diabetes, and that over 26 million of them are undiagnosed. Adding a blood sugar sensor to the Apple Watch could play a hugely valuable role in prompting formal testing, diagnosis and treatment.
An ET News reports claims that both the Apple Watch Series 7 and Samsung Galaxy Watch 4 will be able to measure blood sugar when each is released later this year.
Samsung Electronics will be equipped with a blood glucose measurement function in the new smart watch ‘Galaxy Watch 4’ (tentative name) to be introduced in the second half of this year. It is a no-blood sampling method that detects the level of glucose in the blood without blood collection using an optical sensor, and is expected to contribute to the health management of the general public as well as diabetics […]
Not only Samsung Electronics, but also Apple is applying the blood glucose measurement function to the Apple Watch 7 to be introduced this year. With the related patent technology secured, it is focusing on ensuring reliability and stability prior to making the technology available.
It’s not clear at this stage whether the existing infrared sensor will be able to act as a blood glucose detector too. You can already buy affordable home test devices that sync to your iPhone and Apple Watch, but these rely on small pin-pricks. The current focus is on non-invasive detection, and this can be achieved via infrared sensors.
The heartrate sensor in all Apple Watches is capable of acting as an O2 sensor, but Apple reserved this feature for the Series 6. Even if it turns out that the same sensor could measure blood sugar too, the company may take the same approach and make it a Series 7 exclusive feature for marketing reasons.
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How To Enable And Use Statutory Pay Heads In Tallyprime
The Statutory Pay Head Type field is enabled when you choose one of the following Pay Head Types:
Employees’ Statutory Deductions
Employer’s Statutory Contributions
Employer’s Other Charges.
The default Statutory Pay Head Types in TallyPrime are:
Employee State Insurance
PF Account (A/c No. 1)
EPS Account (A/c No. 10)
Professional Tax
Income Tax
Voluntary PF (A/c No. 1)
Admin Charges (A/c No. 2)
EDLI Admin Charges (A/c No. 22)
EDLI Contribution (A/c No. 21)
National Pension Scheme (Tier – I)
National Pension Scheme (Tier – II)
Note: Statutory Pay Head Type will appear only when the Payroll Statutory Features are enabled.
Set this parameter to Yes for those pay head components that are used for calculating gratuity (For example, Basic Pay and DA).
The value of a pay head component is derived based on the Calculation Type chosen. The List of Calculation types includes:
Use Flat Rate when the value of the pay head is a fixed amount for a period. If you choose this, pro-rata calculation is not applicable.
For example,
Conveyance Allowance of 800 per month.
Fixed Loan Installment deduction amount.
Use On Attendance type to calculate the pay head component based on the attendance details of employees. You can record attendance as positive days (Present) or loss of pay (Absent) type.
For example, Basic salary is calculated on attendance
Use On Production to calculate the pay head value based on the production/work done. You can enter the production data in the Attendance voucher against the Production type. For example, Overtime.
Use the As Computed Value if the pay head value is dependent on another pay component.
You can define a pay component by:
Specifying a formula
Calculating the pay head based on the
Current sub-total
Current earning
Total deduction
You can define the slab either by percentage or value, or a combination of both. For example, HRA as 40% of Basic Salary.
On Current Sub Total – This Used when the value of a pay head depends upon the net total of earnings and deductions already defined.
Effective From
By default, the Effective From date is considered as the start date of the financial year in which the Pay Head is created. You can define any revision in pay computation for a given pay head by modifying the Effective From date.
Amount Greater Than
If you use multiple slabs for calculating any pay head, enter the start value for each slab in this field. By default, this field is skipped, and assumed to be for the first slab.
Amount Upto
The upper limit for each slab is provided in this field.
Slab Type
Percentage: This slab rate is applicable when the amount is stated as a percentage of a whole.
Value: This slab rate is applicable when the amount is stated as absolute value.
Value Basis
Value Basis for each slab is provided in this field, which can be either an Amount or Percentage based on the Slab Type.
As User defined Value
You can use the As User defined Value field to manually enter the value at the time of processing the salary. This calculation type is applicable when the value of pay is not fixed, and does not depend on any pay component. You can also choose a calculation period, as is applicable. For example, Incentives and Variable Salary.
Calculation Period refers to the periodicity of pay head calculation. Four pre-defined calculation periods are available in TallyPrime:
Days
Fortnights
Months
Weeks
As per Calendar Period: As per Calendar Period refers to calculation based on a calendar month period. For instance, if the payroll process is carried out for the month of March, the attendance records will be entered for 31 days.
User Defined: User Defined refers to a consistent payroll period entered by the user, irrespective of calendar month. For instance, if an employee’s salary is based on a standard month of 30 days irrespective of the calendar month, you can select User Defined as the Calculation Basis, and define the periodicity of the specified period or month.
User Defined Calendar Type: You can use the User Defined Calendar Type option to select user defined working/calendar days for every Calculation Period. For example, you can enter the total number of working days after reducing the Saturdays, Sundays and holidays, if any, as required.
Not Applicable: The decimal points are taken into consideration, and the amount will not be rounded off.
Downward Rounding: The amount is rounded off to the nearest lower whole number.
Normal Rounding: The amount is rounded off to the nearest whole number.
Upward Rounding: The amount is rounded off to the nearest higher whole number.
Apple Announces First Ios App Development Center Coming To Europe
Apple this morning has announced its first iOS App Development Center for Europe. The facility will be located in Naples, Italy and offer a place for students to learn who to develop iOS apps. The App Development Center will feature on-site teachers and a curriculum to facilitate a strong and diverse development community.
Apple CEO Tim Cook had the following to say about the opening of the Naples App Development Center:
“Europe is home to some of the most creative developers in the world and we’re thrilled to be helping the next generation of entrepreneurs in Italy get the skills they need for success,” said Tim Cook, Apple’s CEO. “The phenomenal success of the App Store is one of the driving forces behind the more than 1.4 million jobs Apple has created in Europe and presents unlimited opportunities for people of all ages and businesses of all sizes across the continent.”
Apple says that it hopes to expand its App Development Center initiative to more countries as time progresses. A specific opening date for the Naples App Development Center is unclear at this time. Apple’s first press release can be read below:
Apple Opening Europe’s First iOS App Development Center in Italy Next Generation of Developers To Gain Skills, Accelerate EntrepreneurshipROME — January 21, 2023 — Apple® today announced the creation of Europe’s first iOS App Development Center in Italy, to give students practical skills and training on developing iOS apps for the world’s most innovative and vibrant app ecosystem.
The iOS App Development Center, to be located at a partner institution in Naples, will support teachers and provide a specialized curriculum preparing thousands of future developers to be part of Apple’s thriving developer community. In addition, Apple will work with partners around Italy who deliver developer training to complement this curriculum and create additional opportunities for students. Apple expects to expand this program to other countries around the world.
“Europe is home to some of the most creative developers in the world and we’re thrilled to be helping the next generation of entrepreneurs in Italy get the skills they need for success,” said Tim Cook, Apple’s CEO. “The phenomenal success of the App Store is one of the driving forces behind the more than 1.4 million jobs Apple has created in Europe and presents unlimited opportunities for people of all ages and businesses of all sizes across the continent.”
Apple is a powerful engine of growth across Europe and the company’s ecosystem now supports more than 1.4 million jobs, including 1.2 million attributable to the community of app creators, software engineers and entrepreneurs building apps for iOS, as well as non-IT jobs supported directly and indirectly through the app economy.*
The unprecedented growth of the App Store® has helped developers in Europe earn over €10.2 billion from selling their apps around the world.
Roberto Macina, CEO and founder of Qurami, said: “Apple’s continued innovation inspires us to create the best mobile experiences and make our customers’ lives just a little bit easier. Apple’s app ecosystem is the anchor for our business, and developing across Apple’s operating systems has enabled us to easily and quickly bring the Qurami experience to iPhone, iPad and Apple Watch users.”
Thousands of companies are expanding because of their work with Apple, which supports hundreds of thousands of jobs in communities large and small across Europe. Milan-based Laboratorio Elettrofisico makes some of the most sophisticated magnetization equipment in the world and their technology enables some of the industry-leading magnetic features found in Apple products. Apple also works with Europe’s leading manufacturers of Micro-Electro-Mechanical Systems, which create tiny components that power some of the incredible sensor and audio technologies found in iOS devices.
*Job creation estimate based on research by Dr. Michael Mandel, Progressive Policy Institute. “App Economy Jobs in Europe,” January 21, 2023.
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